22 Apr 2026

Credit Risk Underwriting Analyst

Adyen

Amsterdam

22 Apr 2026

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Credit Risk Underwriting Analyst needed at Adyen in Amsterdam to evaluate and manage credit risk for financial products. Responsibilities include underwriting, portfolio analysis, and developing risk strategies. Requires financial expertise and experience in a fast-scaling environment.

HybridFull-timeSeniorFinancial Statements AnalysisCredit Risk Underwriting

Credit Risk Underwriting Analyst

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HybridFull-timeSeniorFinancial Statements Analysis

Salary

Not specified

Work Location

Amsterdam, North Holland, Netherlands, NL

Work Model

Hybrid, 3x a week in office position in Amsterdam

Employment Type

Full-time

Experience Level

Mid-Senior level

Core Qualifications

Technical (Must-have)

Financial statements analysisCredit risk underwritingPortfolio monitoringCredit risk strategiesRisk managementCredit policy

Soft Skills

Clear communicationCollaborationOwnershipPragmatismStrategic mindset

Key Responsibilities

•Perform in-depth credit underwriting by analyzing financial statements (i.e. P&L, Balance Sheet, CashFlow) and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers
•Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen
•Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives
•Drive continuous improvement of our global and EU-specific credit risk underwriting and monitoring framework, including policies, procedures and practices
•Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments
•Lead projects from beginning to end, and find optimal solutions that benefit our customers and improve our risk management practices

Credit RiskUnderwritingFinancial ServicesRisk ManagementPortfolio AnalysisSMEEnterpriseHybridAmsterdam

Key Responsibilities

•Perform in-depth credit underwriting by analyzing financial statements (i.e. P&L, Balance Sheet, CashFlow) and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers

•Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen

•Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives

•Drive continuous improvement of our global and EU-specific credit risk underwriting and monitoring framework, including policies, procedures and practices

•Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments

•Lead projects from beginning to end, and find optimal solutions that benefit our customers and improve our risk management practices