
Executive Manager Retail Credit
Commonwealth Bank
Executive Manager Retail Credit
CommBank is seeking an experienced Executive Manager, Retail Credit to lead the National Home Lending Credit Decisioning function, overseeing a workforce of over 350 in a high-volume, regulated environment. The role involves driving operational performance, leading a significant transformation of credit decisioning capability, and ensuring strong governance, risk management, and responsible AI practices.
Executive Manager Retail Credit
CommBank is seeking an experienced Executive Manager, Retail Credit to lead the National Home Lending Credit Decisioning function, overseeing a workforce of over 350 in a high-volume, regulated environment. The role involves driving operational performance, leading a significant transformation of credit decisioning capability, and ensuring strong governance, risk management, and responsible AI practices.
Salary
Core Qualifications
Technical (Must-have)
Soft Skills
Preferred Qualifications
Technical (Nice-to-have)
Key Responsibilities
- Lead a large-scale national operation responsible for retail credit decisioning across the Home Lending portfolio.
- Drive customer, risk and operational outcomes through strong leadership, disciplined execution and continuous improvement.
- Partner with senior stakeholders across Home Buying, Retail Banking, Risk and Operations to deliver strategic priorities.
- Use customer insights, complaints data and operational performance metrics to identify opportunities and deliver sustainable change.
- Build a culture of accountability, engagement and high performance across a geographically dispersed workforce.
- Lead a significant transformation of the credit decisioning function, helping establish future ownership and oversight of AI-enabled models while ensuring teams, controls and governance frameworks are positioned for long-term success.