Credit Officer Leveraged Finance

Salary

Core Qualifications

Key Responsibilities

• •Conduct detailed credit and rating analysis across assigned sectors and products, including drafting credit papers, applying rating methodologies, and preparing comparative data.
• •Assess credit proposals objectively, identifying key risk factors and providing clear recommendations for senior management approval.
• •Challenge proposed transactions and credit recommendations to ensure a balanced approach between risk, return, and capital usage.
• •Act as a credit counterpart to 1st line of defence sector leads, relationship managers, and product teams.
• •Provide timely, concise credit advice and briefings to senior stakeholders.
• •Collaborate proactively with front-office teams on deal-specific and strategic matters, identifying red flags and ensuring policy compliance.
• •Work closely with MUFG credit divisions and the EMEA Credit Risk team to foster a unified 'one team' approach.
• •Support the development of MBE's credit risk framework, including risk appetite, portfolio monitoring, and early warning systems.
• •Assist senior credit leadership in shaping risk appetite frameworks and credit policies.
• •Mentor junior colleagues and share technical expertise across allocated sectors and products.